Meet The Team
Bruce
DIRECTOR
bruce@hbrfs.co.uk
07894612487
As Company Director with over 30 years of experience in the mortgage industry, Bruce brings exceptional knowledge and leadership to every client relationship. His expertise across changing markets and lender criteria ensures competitive, sustainable solutions tailored to each individual. Combining strategic insight with clear, honest advice, Bruce supports buyers, movers, investors, and complex cases, helping every client secure the right mortgage with confidence and clarity.
Sarah
Mortgage and Protection Adviser
sarah@hbrfs.co.uk
07771365534
Joining HBR Financial Services in 2025 with extensive experience in mortgage advice and personal protection, Sarah delivers a clear, tailored approach for every client. She supports first-time buyers, movers, remortgages, and investors, matching them with competitive solutions aligned to long-term goals. Specialising in life insurance, income protection, and critical illness cover, Sarah provides straightforward advice, responsive service, and complete transparency throughout the property journey.
Neil
SENIOR Mortgage and Protection Adviser
neil@hbrfs.co.uk
07788597881
With over 25 years of experience as a dedicated mortgage adviser, Neil brings extensive knowledge and practical expertise to every client he supports. He understands the importance of securing the right mortgage and provides clear, honest, tailored advice for individual circumstances. Professional and approachable, Neil confidently manages complex situations and competitive options—guiding clients smoothly from application through to completion.
Have Questions? Get in Touch
bruce@hbrfs.co.uk | 07894612487